Get Your Tennessee Contractor Bond Fast

A Tennessee contractor license bond is a surety bond that a contractor files to meet licensing and financial responsibility requirements. It protects customers and the state if the contractor fails to meet their obligations.

Contractors applying for a license through the Tennessee Board for Licensing Contractors can use a bond in place of a CPA financial statement. Many Tennessee cities and counties also require their own contractor or permit bonds, such as Nashville, Memphis, Knoxville and Chattanooga.

You pay a small percentage of the bond amount each year, called the premium. The exact price depends on the bond type and amount, your credit and your experience. Call (805) 550-2418 or request a quote online for your exact price.

It depends on the bond. For the state license, a bond equal to 50% of your requested monetary limit may be used in place of a financial statement. Many city and county bonds are $10,000, and some are higher, such as $25,000 or $50,000.

Quotes are often available the same day. After you approve a quote and pay, you receive your bond documents ready to file.

Yes. We write contractor bonds for the whole state, including Nashville, Memphis, Knoxville, Chattanooga, Franklin, Johnson City and every other Tennessee city and county.

Often yes. We shop multiple surety markets, so there are usually options even with credit challenges, though the price may be higher. Request a quote and we'll tell you what's available.

Insurance protects you from losses. A bond protects your customers and the state, and you reimburse the surety if a claim is paid. Most contractors need both, and we can help with bonds and contractor insurance.

Yes. We offer general liability, workers' compensation, commercial auto, umbrella and excess, tools and equipment, and cyber insurance for Tennessee contractors.